Interpretation of policy and handbook rules.
"Adverse selection" is one of those big phrases that gets thrown around a lot when insurance is discussed. An extreme example I like to use is "buying home insurance only…
Over the last few weeks, we received a number of questions on eligibility for Cull Cows type. Presented cases fall into two categories: (1) dairy farmers selling older cows on…
At the Federal Crop Insurance Corporation Board of Directors meeting held on August 13-15, 2025, the Board approved changes to Dairy Revenue Protection policy that would allow concurrent use of…
An agent asked me a question this morning: I had a dairy that we work with call in this am. He is getting close to writing a contract with LRP.…
All three major livestock insurance plans contain prohibition against subsidy capture. Specifically, the last section in Basic Provisions for each plan enumerates practices that will be automatically deemed to be…
Consider a scenario where a producer entered into a forward contract to buy bred heifers or cows. The producer would like to buy LRP coverage on calves that will be…